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Using a PCP plan you will make an initial payment, followed by a series of monthly payments & a final optional payment.
A PCP plan will enable you to purchase a new vehicle with lower monthly repayments by deferring a large amount of the total cost of the vehicle to the end of the contract - Known as the GFV or optional final payment. The GFV is set by the finance company & is based on the vehicle and the annual mileage.
The GFV plus your deposit is subtracted from the cash price & the monthly payments are based on the balance (plus interest on the balance and the GFV). At the end of the agreement you will have a choice of making a final payment or return the car to the finance company.
For more information or a personalised quote on any used car then please feel free to contact us today.